Last Updated: March 2026

This Privacy Policy explains how Options Cashflow (“we”, “our”, “us”) collects, uses, stores, and protects your personal information when you visit our website, subscribe to our services, or access our private Discord community.

By using our services, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We collect the following types of information:

A. Information You Provide Directly

• Name
• Email address
• Phone number
• Payment information (processed securely by Stripe)
• Discord username
• Form submissions
• Support requests

B. Automatically Collected Information

When you visit our website or use our services, we may collect:

• IP address
• Device information
• Browser type
• Access timestamps
• Referral URLs

C. Discord-Related Information

When you join our private Discord server:

• Discord ID
• Join/leave timestamps
• Role assignment
• Activity logs (only what Discord provides to server admins)

We do not monitor private messages.

2. How We Use Your Information

We use your information to:

• Provide access to our Discord community
• Manage your subscription and billing
• Send onboarding instructions
• Deliver educational content and alerts
• Communicate updates, reminders, and support
• Verify identity and prevent fraud
• Comply with legal obligations

We do not sell your personal information to third parties.

3. Payment Processing (Stripe)

All payments are processed securely through Stripe.

We do not store your full credit card number or sensitive payment details.

Stripe may collect:

• Card information
• Billing address
• Fraud-prevention data
• Device fingerprint

Stripe’s privacy policy applies to all payment-related data.

4. Upgrade.Chat Integration

We use Upgrade.Chat to:

• Manage subscriptions
• Assign Discord roles
• Automate access and removal
• Send notifications

Upgrade.Chat may collect:

• Discord ID
• Email
• Phone number (if SMS alerts are enabled)
• Subscription status

Your data is handled according to Upgrade.Chat’s privacy policy.

5. SMS & Email Communications

If you provide your phone number or email:

• We may send onboarding instructions
• Important service updates
• Payment reminders
• Trial expiration notices
• Alerts (if enabled)

You may opt out of non-essential messages at any time.

6. Data Sharing

We may share your information with:

• Stripe (payment processing)
• Upgrade.Chat (membership automation)
• Discord (community access)
• Email/SMS providers (communication)

We do not sell or rent your data.

We may disclose information if required by:

• Law
• Court order
• Fraud investigation
• Chargeback dispute

7. Data Security

We use industry-standard security measures to protect your data, including:

• SSL encryption
• Secure payment gateways
• Access controls
• Fraud-prevention tools

However, no online system is 100% secure.

8. Data Retention

We retain your information for as long as necessary to:

• Provide services
• Maintain subscription records
• Comply with legal obligations
• Resolve disputes

You may request deletion of your data, subject to legal requirements.

9. Children’s Privacy

Our services are intended for adults 18 years or older.
We do not knowingly collect information from minors.

10. Your Rights

Depending on your location, you may have the right to:

• Access your data
• Update your information
• Request deletion
• Opt out of communications

To make a request, contact us directly.

11. Changes to This Policy

We may update this Privacy Policy at any time.
Changes take effect immediately upon posting.

12. Contact Information

If you have questions about this Privacy Policy, contact us at:

Options Cashflow Support
Email: arttradingllc@gmail.com

Website: https://optionscashflow.net/contact-us/